We can arrange a credit card to suit your lifestyle. Now you can own anything, anytime, anywhere!
Everyone’s lifestyle and financial needs are different. That’s why we offer a range of credit cards; from a credit card with extremely low rates, a credit card that gives you great rewards, to a premium credit card. Each credit card offers specific features and benefits.
Whether it’s for weekly groceries or if you only need a card for renovations,we have a credit card for you.
The premium card with higher spending limits and comprehensive travel insurance, our lenders Gold Master Card puts more benefits within your reach.
Low Rate Visa Card
A low rate card that’s always low and unlike many advertised rates, it won’t leap after a short introductory period. It also offers up to 55 days interest-free.
Interest-Free Days Visa Card
If you use your credit card regularly for purchases or to manage your cash flow, then you’ll appreciate having up to 55 days interest-free and free membership to Q Rewards® with our lenders credit card.
No Interest-Free Days Visa Card
This is a great credit card for emergencies and peace of mind. It is also handy for one-off items such as car rentals or hotel reservations.
Special package cards
Find out the benefits of having your credit card through a Home Loan Privileges Package.
We also provide these very simple ways to make credit card repayments:
§ Using Easy Pay
§ Internet Banking
§ Easy Phone Banking transfers
§ Pay in-person or at any branch
§ You can even pay at AustraliaPost Bank@Post outlet
§ mail – post us your payment details and a cheque to our GPO Box
§ BPAY® – using the biller code on your statement
The Easi-Payservice allows you to set up automatic credit card repayments helping you to avoid additional interest charges and fees.
This handy facility simply draws a selected amount from your nominated transaction account. You can choose to pay:
§ your full statement balance;
§ the minimum monthly repayment; or
§ a fixed amount each month.
§ no establishment fees
§ no monthly transfer fees
§ no minimum or maximum transfer amount
§ option to nominate another bank stransaction account
§ easy management of your credit card repayments when traveling
-what you earn each month (wages, salaries and other)
-your most recent payslips (original and one months’ worth)
-details of who you work for - including name, phone number and address
-details of any existing loans, such as personal loans, leasing and any other personal debts such as credit cards
-details of savings and investments, including account details, account number and credit balances
-your Driver's Licence number and expiry date.
Generally you can satisfy our identification requirements by providing the following:
1. A current Australian drivers license
2. A valid Australian passport